Skip to main content

401(k) plans can give your business a competitive edge.

401(k) - Couple Meeting and Consulting with a Female Financial Advisor at the Her Office to Discuss Retirement Saving Options

Home » Employee Benefits » 401(k)

Attract and retain quality talent by offering 401(k) plans as part of your benefits package.

Allows employees to have a stable future in your business.

Helping your employees save for retirement not only makes it easier to recruit new staff members but also boosts the financial security of your staff. This may help make employees feel more motivated and settled at work. A great 401(k) package is the most common, and usually the most efficient way to do this. Here are some of the benefits of offering a 401(k):

  • May help attract and retain staff.
  • Matched contributions are tax-deductible.
  • Can be used to incentivize employee performance.

Retirement savings that are not taxed until withdrawn.

Named after the relevant tax code, a 401(k) is a way for your employees to put part of their salary into a retirement savings plan where it’s invested. Usually, this money isn’t taxed as income now. Instead, the tax is paid when they withdraw the money later in life. Plans that work the other way around are known as Roth 401(k).

An investment to retain employees for the long-term.

Businesses may allow employees to put portions of their salary into a 401(k), but to make a plan more attractive, many employers will offer to match the amount with an additional payment. Usually, this money can’t be withdrawn until the employee has been with the company for a certain period of time, so it’s an effective way to retain staff.

If you’re interested in offering your employees a 401(k) package, contact us to go over your options.

Find Your Coverage

We’re here to help you explore your coverage options.

Request Quote

Contact Harbour Insurance

Our Naples, FL Office

3401 Tamiami Trail North, Suite 210
Naples, FL 34103

Our Fort Myers, FL Office

2240 W. First Street, Suite 105
Fort Myers, FL 33901

 239-354-4053

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

401(k) Quote Request

"*" indicates required fields

Name
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 239-354-4053 or .